Summary - Lending Compliance 101

The lending process can be complicated and confusing, with both legal concepts and laws and regulations affecting how we make loans. For employees that are new to lending, compliance can be daunting and overwhelming. As financial institutions hire employees to be involved in originating, processing, and servicing loans, training is essential to provide them basic introductory knowledge of key concepts and ideas, the rules that apply, the importance of those rules, and why institutions have the procedures that they do. This seminar is designed to assist those employees by providing an overview of lending concepts and of the basic coverage and requirements of the regulatory framework.

Lending concepts, including:
- Loan terms, including the importance of purpose
- The application process (e.g., applications, security, lien position, appraisals, and underwriting)
- Closing and Servicing
Overview of lending laws and regulations, including:
- Truth-in-Lending Act/Regulation Z
- RESPA/Regulation X
- Equal Credit Opportunity Act/Regulation B
- HMDA/Regulation C
- Fair Credit Reporting Act/FACT Act-Regulation V
- Flood Disaster Protection Act
- Bank Sales of Insurance
- Military Lending Act
- Unfair, Deceptive or Abusive Acts or Practices
- Community Reinvestment Act

Attendees: $445

Each Additional Attendee: $395

Registration Policy: ProBank Education Services permits one participant per paid registration to access the program via a single internet connection at one physical location. Additional registrations are available at a discounted rate and may be registered online, by mail, or phone. Group viewings are not permitted. All unregistered participants will be invoiced. Please note we reserve the right to change speakers or reschedule/cancel seminars when necessary.