October 7, 2026

IRA Essentials

Country Inn & Suites Baxter

15058 Dellwood Dr., Baxter, MN 56425

(218) 297-4816

October 8, 2026

Advanced IRAs

Country Inn & Suites Baxter

15058 Dellwood Dr., Baxter, MN 56425

(218) 297-4816

$399 per attendee per day

We accept MasterCard, Visa, and American Express credit cards. You can also opt to be invoiced.
For assistance with registration, call 800-346-3860 option 2, suboption 3.

Ascensus Event Policy

By registering for this event, you agree to abide by our Event Policies. To view our Event Policies, please click here.

IRA ESSENTIALS

IRA Essentials gives attendees a solid foundation of IRA knowledge. Exercises are included throughout the day to help participants apply information to job-related situations. Attendees will leave this session able to work with IRA owners and process basic IRA transactions with confidence. This is a beginner’s session; no previous IRA knowledge is assumed. Attendees should bring a hand-held calculator.

Course Topics May Include

Introduction and Establishing IRAs

• Identify the tax advantages of Traditional and Roth IRAs
• Summarize the IRA opening document requirements
• Explain the difference between primary and contingent beneficiaries

IRA Funding

• Compare and contrast the Traditional and Roth IRA eligibility requirements
• Explain the regular contribution limit
• Distinguish the regular contribution deadline
• State the rules for prior-year contributions
• Communicate the regular contribution reporting deadlines

IRA Distributions

• Identify federal income tax withholding requirements
• Recognize the exceptions to the early distribution penalty tax
• Summarize the tax consequences of Traditional and Roth IRA distributions
• Define a required minimum distribution and the required beginning date
• Communicate the distribution reporting deadlines

IRA Portability

• Differentiate between a rollover and a transfer
• Recognize rollovers between IRAs and employer- sponsored retirement plans

Who Should Attend?

You should attend this seminar if you need to learn the basics of Traditional and Roth IRAs or want an updated, general refresher on IRA rules.

ADVANCED IRAS

Advanced IRAs builds on the attendees’ basic IRA knowledge to address some of the more complex IRA issues that their financial organizations may handle. This is an advanced session; previous IRA knowledge is assumed. The instructor uses real-world exercises to help participants apply information to job-related situations.

Course Topics May Include

IRA Update

• Explain recent changes affecting IRA owners
• Recognize how recent changes may affect your financial organization

Amending IRA Documents

• Identify recent amendment guidance
• Define plan agreement and disclosure statement amendment procedures
• Describe a universal or "catch-all" amendment
• List the amendment need for mergers, acquisitions, and forms provider changes

Required Minimum Distributions

• Calculate a required minimum distribution (RMD)
• Discuss the RMD rules
• Explain the RMD reporting requirements

Beneficiary Options

• Describe beneficiary distribution options when an IRA owner dies on or after January 1, 2020
• Recognize the differences for the various beneficiary types

Advanced Portability

• Summarize the restrictions on the movement between IRAs
• Describe a conversion
• Explain the effect of withholding on a conversion
• Recognize the portability options available when moving assets from an employer-sponsored retirement plan to an IRA

Finding Answers to Commonly Asked IRA Questions

• Review commonly asked IRA questions
• Learn about the resources available to find answers

Who Should Attend?

You should attend this seminar if you are

• an IRA administrator, personal banker, or member services personnel who has a working knowledge of basic IRA operations and wishes to expand your expertise and provide enhanced customer service;
• a financial professional who recognizes that IRAs play an integral role in retirement planning;
• a compliance specialist with procedural oversight of IRA policies and practices; or
• support personnel responsible for promotional materials that describe the services provided by your financial organization.

Continuing Education Credits

Visit our website at https://www.retsupport.com/resources/pdfs/certificates/CECreditChart.pdf to view the number of CE credits you may be eligible to earn by attending the IRA Essentials  or Advanced IRAs Workshop.