Introducing the 24 companies joining the EY FinTech growth programme 6.0
Twenty-five high-growth FinTechs have been selected for the sixth edition of the EY FinTech growth programme, a six-week initiative designed to equip ambitious companies with the knowledge, tools and networks needed to start up better, grow smarter and connect impactfully. The programme features six interactive sessions led by EY professionals and industry leaders, covering key scale-up topics including fundraising, international expansion and navigating regulation. It concludes with a Showcase event, where participants pitch to a curated audience of investors, corporates and ecosystem stakeholders.
The cohort joins a growing community of 108 alumni companies that have participated in previous programmes, including Plend, MQube, nsave, Plum, Revving, Greengage, Tumelo and many others.
Following the most competitive application process in the programme's history, we are delighted to introduce this year's cohort. On average, these companies are 6.5 years old, have raised £3.7 million in funding, generate annual revenues of £770k and employ 17 full-time team members. Reflecting the strength and diversity of the UK FinTech ecosystem, 33% of the cohort is based outside London, while 33% of companies have at least one female founder or co-founder.
We are proud to support these businesses as they embark on the next stage of their growth journey. We believe they have the potential to scale significantly and help shape the future of the UK FinTech and Financial Services sector. Above all, we are delighted to welcome such a talented, ambitious and resilient group of founders to the sixth cohort!
The EY FinTech growth programme 6.0 participants are:
Subsector: RegTech
Location: Ireland
Ailtire automates security architecture review. We connect to a company's cloud and code, rebuild a clear picture of how their system is designed, and hand their architect a ready-made review: the risks, the controls that address them, and the evidence to back it up. Security is our focus today, and our long-term aim is to become the architecture-governance layer that keeps AI-generated software sound, compliant and auditable at scale.
Subsector: WealthTech
Location: London
All in Place is a UK SaaS platform and regulated introduction service that helps accountancy firms turn compliance relationships into advisory ones. Firms use the platform to capture a business owner's full personal, family and business financial position, and a structured health check surfaces the gaps - no will, no Lasting Power of Attorney, a mortgage maturing, cashflow unprotected against incapacity. Where a specialist is needed, All in Place Now introduces the client to a regulated partner in protection, legal, mortgages or financial planning, and shares in the resulting revenue.
Subsector: Investing
Location: London
Allermuir Capital is a London investment technology firm building Hebrides, a workspace for private markets. Its buy-side product, Lewis, is fully operational with investment teams running screening, diligence and portfolio monitoring on one canonical graph where every fact carries its source, so any figure in an analysis can be drilled back to the document and page it came from. Founded in 2021 by Andrew Birrell, previously at Morgan Stanley, and Anu Pohani, the company generates revenue from buy-side clients on Lewis alongside signals work for global hedge funds and bespoke modelling engagements, and runs a development partner programme with clients to build new capability, with the sell-side product, Skye, in build and not yet operating.
Subsector: Nature Finance Investing
Location: South East
CreditNature is a nature fintech company. We developed NARIA, the Natural Asset Recovery Investment Analytics Framework, which includes the independently accredited Ecosystem Condition Index (ECI) for measuring ecosystem condition. On that scientific foundation, we have built the commercial products that turn verified nature recovery into investable, tradeable assets, enabling private capital to flow into ecosystem restoration at scale. We are the only ecological measurement framework whose credits can be recognised as assets on the balance sheet.
Subsector: RegTech
Location: London
Cygnetise is a B2B SaaS platform that enables organisations to create, manage and securely share authorised signatory and delegated authority information. Our Live Authority solution replaces static documents, spreadsheets and manual signature processes with a controlled, auditable and continuously updated source of truth for customers, banks and other counterparties.
Subsector: RegTech
Location: London
Datox is an AI native RegTech platform that automates regulatory and recurring reporting for financial institutions and enterprise organisations. We turn complex data from multiple sources into accurate, auditable reports through automated extraction, transformation, validation and approval workflows. Our solutions cover AIFMD Annex IV, Form PF and bespoke management, operational and client reporting.
Subsector: Platform
Location: North East
Dialect is a global customer experience optimisation provider offering multilingual, multichannel, 24/7 customer support and back-office services. With deep expertise in FinTech and Payments, the company delivers specialized solutions including customer support, chargeback management, transaction monitoring, and operational services. Dialect supports businesses across key international markets, including the UK, Europe, the US, the Middle East, and Singapore.
Subsector: Platform
Location: London
Elifinty is an FCA-registered social enterprise building AI-powered infrastructure that ends problem debt. Our platform connects three parties who currently can't talk to each other: households in financial difficulty, the advisers who help them, and the creditors they owe. Two products: EliConnect for advisers, Eli App for consumers.
Fan Rating Technologies Limited
Subsector: Blockchain
Location: London
Fan Rating Technologies (FRT) is a UK-based SportsTech and Web3 company transforming fan engagement through a blockchain-powered Rate-to-Earn platform. Fans rate player performances in real time, earning rewards while generating valuable engagement data. FRT helps sports organizations, media, and gaming companies increase revenue, boost fan engagement, and collect first-party fan data.
Financial Freedom Services Ltd
Subsector: WealthTech
Location: London
Freedom is the infrastructure layer embedded inside pension providers at the point of decumulation delivering FSCS protected current accounts, savings and a Visa debit card under the provider's own brand, so members can spend their pension without moving their money to a bank.
Subsector: Investing
Location: Wales
Goldwise is a global physical precious metals Fintech offering an easy, secure & efficient platform to Buy, Manage & Sell physical PMs.
Via D2C and B2B2C - physical Precious Metals-as-a-Service for banks, fintechs & wealth platforms. Launched April'26, Golwise had 200 end-users and 1 global fintech in integration.
Subsector: Payments
Location: London
Hostology helps venues turn enquiries into bookings, streamline planning and collaboration with Hosts, Suppliers and guests, and get paid securely and on time - all in one place.
Subsector: Payments
Location: Ireland
JustTip is a unique payment solution closing a massive, urgent compliance gap in the 67 billion tip revenue market. We operate both as a direct B2B solution and as a value-added service for merchant banks, powered by deep tech and SaaS across our product suite.
Subsector: RegTech
Location: Ireland
MAYA Data Privacy are a deep tech company specializing in Data for AI, leveraging artificial intelligence to ensure compliant data usage in accordance with AI Act, GDPR, and NIS2 regulations for mid-sized and large enterprises.
Subsector: SME Finance
Location: Ireland
Narrative is an AI relationship manager for SME financial providers. We embed directly in the financial platform, acting as a coach for the small business and a relationship manager for the financial institution.
Subsector: Platform
Location: South East
Oiyaa is a UK fintech enabling financial institutions and payment providers to deliver AI-powered merchant growth services through a single white-label platform. Our technology combines payments, loyalty, digital engagement and commerce tools to help SMEs attract customers and increase sales. We are transitioning from successful pilots and partnerships to commercial scale.
Subsector: RegTech
Location: London
Ondato SaaS-based solutions offer KYC compliance processes from an identity verification service and business onboarding to the entire client lifecycle and user-based management. In addition, Ondato is pioneering KYC compliance platform that incorporates all the necessary Know-Your-Customer (KYC) and Anti-Money Laundering (AML) tools and digital identity services for safe client identity verification, AML screening, and lifecycle management.
Subsector: Payments
Location: London
Payr is a payments platform modernising how rent is paid and collected, enabling renters to pay using credit cards, debit cards, digital wallets and alternative payment methods. We operate through both B2C and B2B2C channels, serving renters directly while partnering with property operators, letting agents and property technology platforms to embed Payr into their existing payment journeys.
Subsector: Banking
Location: London
SaaScada is the only core banking provider with complete event-sourced data capture, made queryable in real time. Using cloud-native technologies to support the demands of modern banking, its unified, configurable core delivers complete data accessibility and empowers banks to create and enhance their products with no code. It is the core banking solution engineered to be the foundation for banks' AI adoption.
Subsector: WealthTech
Location: London
Stratiphy is an FCA-authorised, AI-powered investment platform bringing institutional-grade portfolio tools and personalisation to everyday investors. Backed by £1m of Innovate UK funding for trustworthy AI, we have accelerated our AUM growth by over 80x in the last 12 months, while establishing partnerships with leading investment firms including 21shares, WisdomTree and Xtrackers by DWS. Having proven the proposition with retail investors, we are now scaling both direct distribution and B2B partnerships, creating multiple routes to significant growth.
Subsector: Data analytics
Location: London
Teal is the modern infrastructure for income and employment verification: a single API that pulls verified income and employment straight from payroll and tax records, removing the need for payslips. This lets lenders, landlords and employers make faster, fairer and fraud-resistant affordability decisions, with little or no effort for the applicant. By orchestrating multiple trusted sources behind one integration, Teal reaches almost every applicant, including the self-employed and those with complex income.
Subsector: Payments
Location: London
The Money Cloud is a B2B2C fintech platform that helps businesses reduce the cost and complexity of international payments by comparing, executing and managing foreign exchange transactions through a single platform. It integrates multiple FCA-regulated FX providers via a modular API architecture, giving customers greater transparency, choice and operational efficiency. The platform also uses AI-driven insights to help businesses make more informed foreign exchange decisions and optimise payment timing.
Subsector: Payments
Location: London
Velocity is a unified payments, identity, and compliance infrastructure platform built for businesses operating at the intersection of fiat and crypto. Its API-first toolkit lets companies onboard users, verify identities, process payments across fiat and crypto rails, and stay compliant all through a single integration. Compliance is built into core flows by default (KYC/AML via SumSub and Chainalysis), removing the need to stitch together multiple providers to move money across jurisdictions.
Subsector: Payments
Location: London
Vouchsafe is the real-time fraud intelligence network for the AI era. It's the one API that every business needs to trust fearlessly.