Summary - Fair Lending: Detect, Monitor & Exam

A full-day seminar providing a detailed analysis of fair lending laws, rules, regulations and examination procedures. Today's fair lending practices continue to be subject to heightened scrutiny by both federal and state regulators. Non-compliance with fair lending laws can lead to enforcement actions from your regulators, HUD and/or the DOJ. Additionally, violations could have a significant impact to your strategic, financial, operations, legal, compliance and reputational risk.

Join this seminar as we explore the fair lending rules, how to detect potential issues, monitor for exceptions, and prepare for the fair lending exam. We also highlight the key components (and examiner expectations) of what your Fair Lending Program should include.

What's "Fair" about Fair Lending
- Overview/highlight of laws impacting Fair Lending, including ECOA, HMDA, Fair Housing Act, FCRA, CRA, UDAP/UDAAP, common state law prohibitions
- Types of discrimination
- Examples
Know Your Reasonably Expected Market Area (REMA)
Fair Lending consequences
Assessing & Monitoring Fair Lending Risk
- Fair Lending Risk Assessment
- Monitoring for Fair Lending Risk
- Impact of Exceptions for Lending Policies
- Impact of Expanded HMDA Data
- Educating the Front Line
Fair Lending Compliance Management Program
Fair Lending Examinations
- Side-by-side Review
- Interagency Examinations Procedures
Key Cases and Examiner Hot Topics

Attendees: $445

Each Additional Attendee: $395

Registration Policy: ProBank Education Services permits one participant per paid registration to access the program via a single internet connection at one physical location. Additional registrations are available at a discounted rate and may be registered online, by mail, or phone. Group viewings are not permitted. All unregistered participants will be invoiced. Please note we reserve the right to change speakers or reschedule/cancel seminars when necessary.