As FinTech shifts from AI experimentation to core execution, the key question for 2026 isn't just what AI can do, but who's responsible for it. This morning briefing tackles AI accountability and the fintech skills gap, covering:

Who's Accountable for AI?

When AI works, who gets the credit? When it doesn't, who takes responsibility?

AI is moving fast from experimentation to execution in financial services, shaping decisions, customer experience, and core processes. As its role grows, so does the question of where accountability sits.

This session brings fintech leaders together to explore what it takes to use AI responsibly: not just the technology, but the leadership, governance and people behind it. Drawing on LSIP findings and summit insights, we'll ask:

• Who owns AI? Where should accountability sit at executive level?
• What happens when it gets it wrong? How do firms balance automation with human oversight?
• Do we have the people to challenge it? What skills are needed to deploy, question and govern AI?
• How do we build capabilities sustainably? Can the industry build talent pipelines rather than compete for the same expertise?

As AI becomes core infrastructure, accountability can't be an afterthought. Adoption's next phase depends on having the leadership, governance and people to take responsibility for what it does.